Asset Loans

Choosing the right type of asset finance can save you time and money while putting you on the right path to growing your business.

Ugo Finances can help you with all manners of asset finance. From vehicle and trucks for commercial and personal use to heavy machinery and forklifts.

We can help you finance equipment such as furniture and technology for offices, medical institutions, retail shops, warehouses and factories.

Asset Finance is tailored towards self-employed clients, small to medium business owners and contractors.

Here are some of the most common asset finance options Ugo Finances can assist you with:

Commercial Hire Purchase

Commercial Hire allows you to hire and use the asset until the last payment. When you pay the final instalment, the title of the asset transfers to you. You can also tailor payment options, including the repayment period, the deposit size and the final balloon payment to help manage your cash flow.

Chattel Mortgage

Chattel Mortgages are a popular finance solution for many businesses and allow you to own the asset from the outset – plus your loan agreement is secured by the asset. You can tailor your loan payments by choosing the term (typically up to five years). You can also structure payments to free up cash flow at times you need it the most.

Finance Lease

With a Finance Lease, the financier owns the asset however the client bears the risk of disposal of the asset at the end of the lease. This type of lease can benefit businesses that need vehicles or equipment without tying up a large amount of capital. You can also choose lease payments in advance and terms up to five years.

Contact Us

With so many different products available in the market, it’s important to know your options.

At Ugo Finances, we have relationships with over 45 lenders, including major banks and non-bank lenders. If you’re ready to purchase a new asset for your business, speak to our team about your loan options.

Contact us on 02 8026 0775 to arrange a meeting today.